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What is Home Ready?

This is DMCI Homes’ rent-to-own program that allows you to be a homeowner by leasing a unit for an agreed period, and purchasing the same property afterwards, at its lock-in price!

How does Home Ready work?

Home Ready is a flexible way for you to finally start owning a home.

  • 12 to 24 months
    Rent a unit for 12 to 24 months and have the option to purchase it after your lease contract. Need more time to save up? You can also extend your leasing agreement up to 36 months, but there will be a 10% escalation of rental fee applicable on your 25th to 36th month.
  • At least 60% of the Lease Amount
    Save for your down payment while renting. At least 60% of your total lease payment will be credited as part of your down payment. The creditable amount may vary based on the project location and unit size.
  • 10% Down Payment
    After the lease contract period, you'll have the option to purchase the unit by settling at least 10% of the unit's total contract price. Home Ready follows the 10/90 payment term, wherein the 10% down payment consists of the creditable amount from your total lease payment. The remaining down payment balance should be paid through cash.
  • 90% Loanable Balance
    You may opt for bank financing or in-house financing in terms of the 90% balance payment. DMCI Homes has an array of accredited banking partners that can help you once you avail this lease-to-own program.

What are the advantages of Home Ready?

  • Price Protect
    Price Protect is a perk that we offer to our rent-to-own clients. If you decide to purchase your leased unit, you will be able to enjoy its lock-in price or no selling price increase from the start date of your lease.
  • Instant Move In
    Have a firsthand experience of DMCI Homes' quality, resort-inspired lifestyle once you move in as a lessee. Since all Home Ready properties are readily available, it will be easy for you to jump into a new lifestyle and step into an established community.
  • Free Property Evaluation
    Compare the growth of the property value after the leasing period versus the purchase price when you availed this rent-to-own program.
  • Integrated Client Services
    Enjoy quality and hands-on services from our Leasing, Customer Care, and Property Management Office.

What are the participating properties?

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