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Are you buying your first home? Consider a rent-to-own property

November 17, 2023

Shared outdoor spot at DMCI Homes The Atherton by DMCI Homes in Dr. A. Santos Ave., Parañaque City offers HomeReady™ units.

Investing in real estate is a major commitment, and it’s normal to face a lot of questions and uncertainties especially for first-time buyers. After all, property is immobile and is a long-term asset. 


Among the initial considerations is the location of the property. Do you envision yourself or your family staying in the same community for decades, or will there be changes coming? 


Another important question is when do you plan to live in this property? Can you wait or must you move in as soon as possible? This is where you need to consider the difference between acquiring ready for occupancy units and those under pre-selling. 


For condominiums, the difference is apparent at first glance. The monthly payments are much cheaper for preselling units, but you’ll have to wait a couple of months or years before you can use your property. 


But this does not necessarily mean that you need to burn through your savings just to afford a unit that’s ready for occupancy.


DMCI Homes, a quadruple A developer in the Philippines, offers a budget-friendly workaround for individuals and families in need of a new home while still saving up. DMCI Homes’ HomeReady™ program is a rent-to-own option for prospective homebuyers who want a taste of condominium living while they firm up their investment decision. 

Tribal-themed condo unit A 2-bedroom model unit in DMCI Homes’ Infina Towers project in Aurora Boulevard, Quezon City

Under the HomeReady™ program, prospective homeowners have the option to rent a unit from DMCI Homes’ completed projects for up to two years. The program allows 60% of rental payments made during the two-year period to be credited as part of down payment for the property, essentially a lease-to-own arrangement. This allows tenants to enjoy the full condo living experience at DMCI Homes without making any major commitments. 


Before the end of lease contract, lessees are given the option to purchase the property and only then will they have to shell out fees to pay for the agreed selling price of the unit, settle move-in fees, and arrange for a loan if needed. What’s good about the HomeReady™ program is that buyers will pay for the prevailing value of the property when they started their rental agreement, and not the market value when it’s time to sign a purchase deal – a courtesy for price protection extended to those who will take advance of the HomeReady program. 

Tenants who decided to buy the property after the lease period also enjoy a great level of convenience. They won’t have to haul their stuff out of one unit to the next as they are already settled in. They also avoid feeling like they wasted money paying rent, as a big chunk of their monthly payments will be credited towards their property deposit. 


HomeReady™ lessees are only required to settle 10% of the unit’s contract price as a downpayment to formalize their purchase, and a portion of this amount is already sourced from past rental payments. The remaining balance may be sourced through a bank loan or in-house financing. 


There’s no need to fear that major commitment of buying a condo property with DMCI Homes’ HomeReady™ program. Making this investment decision is easier than ever.


DMCI Homes boasts of its modern and resort-themed residential properties nationwide that offers a wide range of amenities like swimming pools, play area, lounge area, fitness gym, sky lounge, and coworking spaces to fit every lifestyle. The HomeReady™ program is available in DMCI Homes’ completed condominium properties. 


Enjoy a taste of quality condominium living with DMCI Homes’ HomeReady™ program that extends a rent-to-own arrangement to individuals and families considering buying a unit from any of the developer’s completed residential properties. For inquiries, call (632) 5324-8888. 

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